If you’ve been laid off recently, the last thing you will want to worry about is how your credit report will be affected by this temporary situation.

With 3 million people applying for unemployment benefits in the past week, you can be sure many of these people are worried about how they are going to be able to pay their bills.

Our world deals in credit. We pay for just about everything with cards rather than cash. When you pay for something with a card, that card is either linked to your bank account or to a credit account.