Secured Credit Cards: Overview
What is a secured card? A secured credit card is typically a Visa or Mastercard, but it requires a cash deposit as collateral. The cash deposit cannot be touched while you have the card but will be refunded to you when the card is closed. Think of it like the security deposit on an apartment; once you move out of the rental you get your security deposit back but while you are living in the apartment you do not have access to the security deposit money.
Our secured credit cards are easy to get in fact you CANNOT be declined for bad credit because there is NO CREDIT CHECK! We have partnered with Credit Builder Card because they understand that our clients are attempting to better their financial situation and the cards offered have the lowest annual fee in the industry!